Ayushman Bharat PM-JAY Completes Eight Years of Operations
On 23 September 2026, Prime Minister Narendra Modi marked the eighth anniversary of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), originally launched on 23 September 2018 in Ranchi, Jharkhand.
Key Facts & Dimensions
- Scale of Health Protection: Operates as the world's largest government-financed health assurance program, extending an annual cashless cover of Rs 5 lakh per family for secondary and tertiary inpatient care across 29,000+ empanelled hospitals.
- Universal Coverage for Senior Citizens: Reinforced the universal expansion covering all senior citizens aged 70 years and above under a distinct health card, irrespective of socioeconomic bracket.
- Institutional Delivery: Administered by the National Health Authority (NHA) at the central level and State Health Agencies (SHAs), integrated seamlessly with the Ayushman Bharat Digital Mission (ABDM) and Ayushman Arogya Mandirs.
- Financial Protection: Prevented catastrophic health expenditures for over 55 crore vulnerable individuals, authorizing more than 7.5 crore hospital admissions and generating cumulative out-of-pocket savings exceeding Rs 1.25 lakh crore.
UPSC GS-II (Welfare Schemes for Vulnerable Sections, Health Governance, Universal Health Coverage) and State PSCs.