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Banking & NBFC Regulation: Reserve Bank of India (RBI) unveils a comprehensive five-point supervisory roadmap for NBFCs and HFCs, emphasizing governance, ALM, and cyber resilience.
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Under the Reserve Bank of India's Scale-Based Regulation (SBR) framework for NBFCs, consider the following statements: 1. All deposit-taking NBFCs, irrespective of their asset size, are classified under the Middle Layer. 2. The Top Layer is populated automatically whenever an NBFC crosses Rs 50,000 crore in asset size. 3. Deposit-taking NBFCs are mandated to maintain a minimum Capital to Risk-Weighted Assets Ratio (CRAR) of 15%. Which of the statements given above are correct?
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